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| We don't sell Irving / Lewisville Apartment Insurance products directly, but instead provide you a link to our partner's website who offers a price comparison tool allowing you to find the best deals and lowest prices for renters insurance. |
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| If you rent an apartment or own a condominium, you need Irving / Lewisville apartment insurance to protect your belongings. While your landlord or condo association might have insurance, it only protects the building. Your belongings are not covered under those policies. A renters insurance policy will protect your belongings |
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| Get quotes from multiple Irving / Lewisville apartment insurance companies. Some companies sell through agents or directly to you. Many agents can offer you competitive rates from several companies for renters insurance. |
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| Your Irving / Lewisville apartment insurance should also cover personal liability. Most renters insurance policies will cover all non-auto accidents, including accidents that happen away from your apartment. Let's say that before your bike was stolen, you accidentally hit a pedestrian with it and he or she sued you. You are protected against lawsuits because you have renters insurance. Although coverages vary, $300,000 is standard coverage for personal liability. |
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| Most Irving / Lewisville aparment insurance policies provide "named peril" coverage, meaning the policy states specifically what you are insured against. Some named perils include Fire or Lightning, Smoke, Vandalism or Malicious Mischief, Theft, Accidental Discharge of Water and 10 others. Liability coverage also includes Medical Payments coverage, which applies to nonresidents of the insured premises. It is important to know what your renters insurance policy does and does not cover |
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| Irving / Lewisville apartment insurance will protect your property from theft, fire, and other perils. One common myth is that your landlord's insurance protects you. This is false. Your landlord's insurance only covers the dwelling and does not cover your personal property. Another myth is that you don't own that much stuff and that it isn't worth buying insurance. This is also false. Once you make a list of all your belongings and estimate their value, you realize that own thousands of dollars worth of property. The average person has over $20,000 worth of stuff. Surprised? A renters insurance policy will cover your belongings. |
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| Everybody who rents, who wants to be compensated for the loss of property and who needs liability protection should have a separate Irving / Lewisville apartment insurance policy from the landlord's that covers the building and not the tenant's belongings. A renters insurance policy protects your belongings. |
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